Debunking the 20% down myth
by: Kristin L. ArledgePublished on: 23/02/2026Why 20% Down Isn’t Always Required One of the biggest misconceptions I hear from buyers is that they must put 20% down before purchasing a home.
First time home buyer
The Big Four
by: Kristin L. ArledgePublished on: 23/02/2026When buying a home, it’s important to look beyond the finishes and staging and focus on what really matters
First time home buyer
Reading the Market
by: Kristin L. ArledgePublished on: 23/02/2026One of the simplest things I pay attention to is how long a property has been on the market. That timeline often tells us a lot about the seller’s mindset — and helps us decide when to lean in strongly or when there’s more room to negotiate.
First time home buyer
Hidden Costs of Ownership
by: Kristin L. ArledgePublished on: 23/02/2026Most buyers plan for the down payment and mortgage, but there are a few quieter expenses that tend to show up during those first months of ownership.
First time home buyer
